Life Insurance

A contract between you and an insurance company whereby you agree to make premium payments and the insurance company agrees to pay a sum of money to your designated beneficiaries upon your death. Life insurance can be used to provide additional assets to your family or dependents after your death. When determining the amount of life insurance you want to purchase, some things to consider include: (1) your current financial situation; (2) how much your family will need and for how long; (3) whether you have a mortgage; and (4) any expected expenses (such as college tuition).

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