The 4 Worst Reasons to Not Have a Will

why should I have a will?

Preparing a legally binding last will and testament is one of the most mature tasks a person can take on. It shows an interest in planning for the future and helps to ensure that one’s property and finances are distributed the way they’d like them to be (which isn’t always the case without a will in place). Despite this and many other factors that make having a will beneficial for all parties, many people don’t believe they need one — and in almost all cases, they’re wrong. Here are some of the most common reasons people don’t create a will.

Why Should I Have a Will?

1. Believing You’re Too Young

This is perhaps the most common reason why people avoid writing wills. For those who are in their 20s and 30s, end-of-life decisions can seem as if they’re an eternity away. Just because average lifespans dictate many additional decades of life doesn’t mean this is a given, however. Even barring surprise illness or accidents, end-of-life decisions are always best made well before the end of one’s life. If you’re 18 or older, you’re not too young to have a will.

2. Not Wanting to Confront the Idea of Passing Away

Most people can agree that meditating on their own demise isn’t the most enjoyable experience. The fact remains that we will all pass away at some point, and ignoring the fact won’t do your family any good. Yes, creating this legal document means confronting the idea of passing away, which is something that most of us would prefer not to do. It also means taking the end of one’s life into your own hands, which is the only way to ensure that your wishes are honored. It’s not uncommon for a sense of comfort to come to those who have feared passing once they’ve written their will—so don’t let fear hinder your actions!

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3. Thinking Only the Wealthy Leave Wills

Perhaps it’s due to representation in movies and the media, but there’s a big misconception out there that people only require wills if they have a great deal of wealth to distribute once they’ve passed away. In simple terms, this couldn’t be further from the truth. Writing a will means dictating how your belongings are distributed, no matter what the extent of that happens to be. It’s not about the extent of your wealth, but instead how you’d like to see what you do own get handled.

4. Not Knowing Where or How to Start

One final reason why people often avoid writing wills is simply because they don’t know how or where to start. They may think it’s simply not within their ability to do so, or perhaps the notion of working with a lawyer seems daunting. The fact is, creating a will is easier than ever thanks to online services that allow you to do it yourself. Those who don’t feel comfortable taking things into their own hands should certainly consider hiring a lawyer—the key is to take that first step and get the ball rolling.

The bottom line is that virtually everyone 18 and older should have a will, regardless of age or circumstance. Avoiding the process of writing a will certainly isn’t uncommon, but it’s also not wise. Do yourself and your family a favor, and take action today.